Apple card: Nike offer 3 percent cash back on retail

Apple card: Nike presented to offer 3 percent cash back on the retail and distribution

Under the TV shows, magazines, and games services, at Apple’s “Show time” event, a surprise entry in a category that could not be more outside of Apple’s wheelhouse: a credit card. Called Apple card, it is a traditional plastic credit card, the points on the things you can buy. Rather, it is a whole new way to shop online and offline. Here’s everything you need to know about.

Updated 11/25/19: added Nike to the list of companies that offer 3 percent cash-back on purchases.

What is the Apple card?

The Apple card is an Apple-branded MasterCard credit card. In contrast to the current Barclaycard Visa with Apple Rewards, which is a partner card, the Apple card is owned and operated by Apple.

when will it be available?

Apple card is now available to all US iPhone users.

How do I apply for the Apple card?

With your iPhone, of course. Applications go through Apple Pay in the Wallet app, which means that you are not likely to apply in regular intervals disturbed, if you already have one.

you need to apply 18 years of age or older and a U.S. citizen or lawful residents.

The Website has instructions to sign, including a video.

1. You open the Wallet app on your iPhone.

2. Tap the ( + ) button in the top right of the page.

3. Select ” Apple-Card.

4. Fill in your information: name, date of birth, E-Mail and phone number.

5. You will be with a featured screen that your credit limit and the interest rates Tap Accept.

take on your iPad, go to the settings > wallet & Apple Pay.

apple card sign up Apple

the log for Apple-card is quite simple. It only requires an iPhone, the Apple Pay.

So I have to have an iPhone?

art. Apple wants you cards with your iPhone, the information in the Wallet app.

Will work in my old iPhone?

Probably. Every iPhone supports Apple Pay and the Wallet app to work, so if you have an iPhone 5s, you’re good.

apple-pay Apple

The Apple card can be used anywhere, but the best performance will be if purchases with Apple Pay.

What is the iPad?

you can not download the Wallet app on the iPad, and it’s not NFC, so you can’t use it in stores. However, you can

Can I get a physical card or is it only virtual?

Apple also offers a laser-etched titanium card for those times where Apple Pay is not yet available. In true Apple fashion, the card is minimal and beautiful, with no numbers, expiration date, or CVV code to muck it up.

What if I my card number or the expiration date?

you will find that the information in the Wallet app.

What if I lose my Apple card?

Apple is a button in the Wallet app, so you can freeze your card and order a new one.

What bank is issuing the card?

Apple has a partnership with Goldman Sachs. Of note, this is the bank’s first consumer credit card.

How fast will I be approved?

Apple says the activation takes minutes, so that the whole process could take about as long as it would be if the application for a memory card.

apple-card-balance Apple

you balance and maturity are front-and-center at the Start of the Apple maps tab within the Wallet app.

when can I have a card with my Apple?

Since all of your data stored on your cell phone, you will be able to start using your new card as soon as they are approved.

How can I make purchases?

as you would with any other card. If you buy something in a store that accepts Apple Pay, you will be able to keep your phone close to the contactless reader or double-click the home or power button (depending on the iPhone model) to quickly get to the pay screen, and authenticate with Touch ID or Face ID.

Can I p with the Apple card with my Apple Watch?

of course. Since it’s a normal credit card, it will work the same way as any other card.

Can I set the payments for things like recurring invoices and utilities?

Because you have/a standard number, expiration date, and CVV in the wallet app, you will only need to enter information in the payment page for whatever account that you want to add.

Apple card, have all the purchase plans, or bonuses?

call During its fourth quarter of 2019 financial results, Apple’s CEO, Tim Cook unveiled a special program for new iPhone buyers. With the Apple card, you can have a special 24-month-installments without interest or fees. And since there is an Apple-purchase, you get 3 percent cash-back. However, during the call, Apple did not announce when this plan will be available.

there is a rewards program?

Yup! The primary reward of a daily cash-back program that Apple calls a Day Cash. Rather than a complicated points system, it is easy money pays you back for every purchase you make.

apple-card daily cash Apple

Apple card rewards are issued every day counts delivered via a debit card.

Because the Apple card is a MasterCard, but also has many other advantages common MasterCards. This includes free-fraud and identity theft protection, two-day shipping from brick-and-mortar stores, by shop runner, the book of travel services and much more. For a complete list, these MasterCard view page.

What is the Daily Cash-rewards-rate?

The Apple card, you pay the 3 percent back on Apple Store purchases and iTunes downloads, and 2 percent back on all other purchases with Apple Pay. If you have the physical Apple card, but you get only 1 percent back.

Apple will also be the offer of 3 percent is back for some third-party companies, including:


  • Duane Reade
  • the

  • Nike
  • the

  • T-Mobile
  • the

  • About
  • the

  • Uber Eats
  • the

  • Walgreens

there is a limit to how much you Daily cash can I get?

no, Apple is not on the ceiling, how much the Daily Cash You can earn, but the amount will you earn, how much you spend, and there is a limit to that.

Can I spend my Daily cash immediately?

This is why Cash is Daily. Instead of waiting to get a month or a year, a bonus check, everything you have earned will be automatically deposited in your Wallet in the form of an Apple-Pay-Cash-card. From there you will be able to send a transfer to your Bank account, you money to a friend, or just use it to buy something in every store, the Apple Pay accepted.

What if I need something again that I already received a reward for?

If you return a product, Apple will charge your card the amount that was received, in the Daily Cash in addition to credit card was. issued.

Where can I

Everything you need to see directly to analyzers in the Wallet app, including payment, due date, transaction and payment histories, and the expenditure. Apple is also spending color-code categories, so it will “easily see trends in your spending. … See a lot of orange? That things like lunch and coffee. Green? The tickets to Miami.”

there is an annual cost?


are there any hidden fees?


What is with foreign transaction fees?

Again, no. Apple says there are no fees for the Apple card, even if you accidentally go to the limit of your expenses.

apple map Apple

Apple smart spend analyzer will tell you how much interest you owe will be based on your payment.

What are the interest rates? is

Apple boasted that its interest rates are among the lowest in the industry, but they are not exactly friendly. On the Apple card Website, Apple says that the variable APRs offer of 12.99 to 23.99 percent 2. August 2019. This is slightly lower than the originally announced rates of 13.24, up 24.24 percent.

can I get cash?

; use your Apple card for cash.

when is my bill due?

Instead of a flexible due date Apple is that all card payments on the last day of the month, regardless of when they are applied. Simply put, it means that a new instruction begins own the 1. of the month your bill at least 28 days after the end of each calculation period, depending on the as many days in the month.

How do I pay my bill if I have no access on my iPhone?

Apple has the details on how to pay for your Apple account, but it does not say, how can you pay, if you have no access to your iPhone, because it is lost or stolen. According to a BuzzFeed report, you have two options:


  • Pay with another iOS device (like an iPad) to access the Wallet app.

  • the

  • Apple Support where you can connect to a Apple-maps-specialist at Goldman Sachs, and you can make a payment over the phone. You need to connected your full name, date of birth, last four digits of your Social Security number and phone number with your account.

Apple or Goldman Sachs not only provides a website or mobile app, enables you to make payments on an Apple-account./p>

What if I miss my payment due date?

Because there are no hidden fees, it is not clear how Apple, the application of interest rate changes on your bill. Credit cards are required to offer a minimum of 21 days, if your bill comes, and it is due, but there will probably be no paper instructions with the Apple card, we will have to wait and see the final conditions.

How can I make a payment?


Can I have more than one payment in a month?

Yes, in addition to the standard monthly payments, Apple will also let you set up “to meet weekly or bi-weekly payments, if you paid for it.”

How can I

Before you submit your payment, Apple is a smart payment proposal, the wheel will show that lets you know how much interest is accrued on the basis of how much you pay.

the Barclaycard Visa with Apple rewards?

For new customers, Yes. Apple is at the end of special promotion with Barclaycard, although the company is still promoting the financing of Apple products on a regular Barclaycard financing visa. And if you already have a Barclaycard Visa with Apple rewards, you can continue to collect points and redeem it for the Apple awards.

Apple to see all my transactions?

Apple says the transaction history and the expenditure summaries are all generated on your iPhone, so that Apple will not be able to see all of your card data.

What is it with Goldman Sachs?

Because they are lending you money, and securing each transaction, Goldman Sachs will have a record of every purchase and payment terms and conditions, you with your Apple card.

Goldman Sachs sell my data?

Apple says Goldman Sachs has agreed to share “never or sell your data to third parties for marketing or advertising purposes.”

apple maps-screens Apple

Apple makes it easy to see your transactions and expenditures within the Wallet app.

What if I need to contact support?

Apple has baked Apple Card support directly in messages, the Chat about the Business. Instead of calling an automated service, however, you will simply send a text and a person will respond 24 hours a day, seven days a week.

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Released on Mon, 25 Nov 2019 19:00:00 +0000

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